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Insurance policy refers to a contract of insurance, describing the term, coverage, premiums and deductibles. It is also called policy.

Insurance contract specifies what risks are insured and what premiums must be paid to keep the policy in force. Policies also spell out Deductibles and other terms.

Policies for life insurance specify whose life is insured and which beneficiaries will receive the insurance proceeds.

Homeowner's Insurance Policies specify which property and casualty perils are covered.

Health insurance policies detail which medical procedures, drugs, and devices are reimbursed.

Auto insurance policies describe the conditions under which car owners will be covered in case of accidents, theft, or other damage to their cars.

Disability policies specify the qualifying conditions of disability and how long payments will continue. Business insurance policies describe which liabilities are reimbursable.

The policy is the written document that both insured and insurance company refer to when determining whether or not a claim is covered.

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